The market in the Park Cities seems to have finally stabilized. The homes that are selling are the ones in prime locations, pristine condition and priced right. There are still so many sellers that can not wrap their heads around the fact that they have to take a lower price for their home. If a seller bought in 2006 or 2007, he probably paid top dollar and will take a loss if he has to sell. It's an awesome time for buyers to find fabulous deals for the first time in the Park Cities compared with prices in the past. Young couples trying to get into the school district should definitely stretch in this market to get into the school district. The million dollar and under market seems to be selling at a brisk pace (if priced properly). Pricing is still key! Older homes are having a difficult time selling because there are so many newer constructions that are distressed or going for short sales. There have been several "high end" sales in the last few montsh....$11,000,000! The $3-5,000,000 range is definitely slow unless the price was reduced from $5 million down to $3....or $3 million down to $2.5 It's definitely an interesting market! Keep in mind, if it's priced competitively or under market, it will sell. It has to "stand out" in this market or it will sit.
Tuesday, October 05, 2010
Friday, May 07, 2010
Create your own home stimulus package
The Federal Government's Homebuyer Tax Credit may have expired on April 30, but just because Uncle Sam has turned off the financial spigot aimed at housing doesn't mean home buyers still can't get "something extra" during their purchase. The keys for buyers today are how they negotiate and structure the terms of their offer.
While some terms can involve things like leaving the drapes and light fixtures, others involve money upfront and money over time. Depending on the amount of the purchase price and the loan, the amount homebuyers can save can be significantly more than the tax credit that just expired.
This month, YOU Magazine turns to national mortgage expert and consultant, Jim McMahan. McMahan is Director of Training and Education at LoanToolbox, the leading education provider to thousands of mortgage professionals across the country.
The Fed Checks Out
Both March and April of this year saw the ending of two important stimulus programs that were designed to benefit the housing market. In March, the Federal Reserve ended its program for purchasing Mortgage Backed Securities, which helped keep home loan rates low. April brought the end to the tax credit for home buyers. The tax credit was up to $8,000 for qualifying first time buyers and up to $6,500 for qualifying repeat purchasers.
Just because these programs have ended doesn't mean that home buyers can't seek credits from the seller to accomplish something similar. Successful investors will tell you that money is made when you buy something right with favorable terms, not just when it is sold.
What's More Important? Low Rates or Tax Credit
In a recent survey by Prudential Real Estate and Relocation Services, an overwhelming majority of those polled found that when factoring in either low interest rates or the tax credit, low rates were far more important in a decision to purchase a home now.
There's a good reason for this statistic. For example, if you purchase a home for $300,000 and finance $270,000, and your interest rate for a 30-year fixed rate loan was 5.25% versus 4.75%, you would pay nearly $30,000 more over the term of the loan. This is a significant amount of money!
Since the Fed's Mortgage Backed Securities purchase program ended on March 31, there has been much volatility and price swings in the markets. Rates overall are off their lows and are often quoted above 5.00% today with no points.
Looked at from another perspective, if prospective home buyers are waiting for home prices to decline a bit more before purchasing a home, but interest rates push higher towards 6.00% in the meantime, waiting could well cost those home buyers more money in the long run.
In fact, let's say a home buyer delays a transaction but receives a $10,000 reduction off that $300,000 home. If, in the meantime, rates were to rise .75% to 6.00% and the buyer financed 90% of the purchase price, the amount of total payments over a 30-year term would be over $35,000 more than paying the $300,000 purchase price and the 5.25% interest rate.
An Idea to Save Money Up Front and Over Time
When negotiating the sales price for a home, in many respects what the buyer is negotiating for is not only what the sales price of a home will be but also what the monthly payment will be. After all, unless someone is paying cash for the property, the terms consisting of the purchase price, the down payment, and interest rate on the mortgage will all factor in to what the monthly costs of the home will be for the buyer.
Many buyers focus on the sales price when negotiating and this is understandable. A home is typically the largest transaction home buyers have been involved with and the price paid factors in immensely on what it will cost them each month.
However, in negotiating the terms of the contract, a buyer can also negotiate to have the seller contribute money from the proceeds to allocate towards the buyer's closing costs. This money can be used towards either the reduction of cash required to close and/or a reduction in the interest rate on the mortgage.
Double Bonus by Seller Paying to Lower Rate
It's easy to see the benefits for buyers to have a lower interest rate on their mortgage. Even when compared to paying and financing less for a home, the accumulated costs when compared to financing a larger amount with a lower interest rate offer a buyer lower total costs over the time a mortgage is in effect.
However, one aspect of this situation not often considered is that the IRS treats points paid up front to lower a mortgage interest rate as pre-paid interest, regardless of who pays the fees. This means that when buyers negotiate to have the seller pay the costs to lower their interest rate, they receive the benefit of deducting them on their income taxes in the year the home is purchased.
If the costs to reduce the interest rate are 2.00% to obtain a lower interest rate, the $5,400 in this scenario, 2.00% of $270,000, would be deductible as pre-paid interest, netting additional money back to the buyer at tax time.
Time to Look at Your Options
Many guidelines have changed in the past few years, so the first thing home buyers should do is to seek a pre-approval from their mortgage professional in advance of writing an offer to purchase a home. In addition to determining exactly what home buyers can qualify for, pre-approval gives home buyers a stronger negotiating position since they will be perceived by the seller as a cash buyer.
In addition, home buyers who would like to investigate seller paid points as an option may find that they can purchase a little more expensive home.
Saturday, February 06, 2010
Search the MLS!
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Sunday, November 15, 2009
The World's Top Developments by Robert J Russell
| Alinari at Rosemary Place :: Sarasota, FL :: View Details | |
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An eclectic enclave in the center of the arts, on the edge of the bay, in an unbeatable location, Sarasota is fast becoming one of the most desirable destinations on Florida's Gulf Coast. The appeal of this vibrant city and its intimate neighborhoods is hard to resist. In this artistic setting, nature provides the ultimate brushstroke, giving Alinari residents a private showing of brilliant emerald hues in the sparkling waters of Sarasota Bay and, from the top floors, the Gulf of Mexico. |
| Altura :: Asheville, North Carolina :: View Details | |
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With a focus on Wellness and Environmental Sustainability, our 240 acre development is located just seven (7) minutes from Downtown Asheville, NC, offering Grand Estate Homes, Condos, Villas, and Cottages - 85% have views! Amenities such as a proposed spa hotel, 24 hour concierge service, "Pathways to Peace" nature trails, park, garden area, swimming pools, restaurants and retail all add to hip urban living in the Mountains of North Carolina. |
| Aqua :: Naples, FL :: View Details | |
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With prices starting in the $2 Millions; Aqua, Naples' most elegant new address, offers a unique and private waterfront lifestyle for refined sensibilities, with amenities that include concierge services, a private yacht harbor with direct access and membership to Naples' most exclusive yacht club. |
| Ara Macao :: Placencia, Placencia Peninsula :: View Details | |
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The Ara Macao Resort & Marina, a master planned, residential resort community and marina, is located on the Placencia Peninsula on the southern coast of Belize, a sunny region highly prized for its great weather, turquoise water and beautiful sand beaches. The community is being developed on a 600+ -acre waterfront estate containing approximately one mile of Belize beachfront real estate on the Caribbean Sea. Contact us today to learn more about this rare opportunity. |
| Barker Block :: Los Angeles, CA :: View Details | |
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The Barker Block is a new living concept by The Kor Group, the creators behind some of the most contemporary and sought after hotels, destinations and designer residences. And now you can own this signature style in a home that showcases our obsession with design and detail, as well as our ability to create intriguing settings, social areas and gathering spaces. The Barker Block has been crafted to offer inspired homes and a true neighborhood living experience. |
| Bell Tower Park :: Fort Myers, FL :: View Details | |
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Bell Tower Park is an Award winning private gated community located in the heart of south Fort Myers. Minutes from fine dining, shopping and other retail shops. A park like setting of stylish carriage and courtyard homes, surrounding lakes and nature preserves. Residents enjoy an array of amenities including a 2 resort pools, tiki bar, 6,000 sf clubhouse, fitness center, social area, tennis courts and sport court, play area and miles of shaded nature trails. Attention to detail, included features, and architecal attention to details make this an outstanding community. |
| Bleu Claire :: Longboat Key, FL :: View Details | |
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Nestled along the pristine coastline of Longboat Key is a new level of exclusivity to define beachfront living, the taste of luxury, the reward for a lifetime of accomplishment: Your inspiration. Your dream. Your Bleu Claire. Designed to evoke the feeling of a retreat from the everyday, Bleu Claire on Longboat Key is inspired by the villas of the French Riviera. The community's understated elegance reflects the beauty of its natural surroundings and the enchanting views of the Gulf of Mexico. |
| Bonita Bay Highrises :: Naples, FL :: View Details | |
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Three waterfront parks; 12 miles of biking and walking paths; 90 holes of golf; private beach park on the Gulf of Mexico; tennis and swim center; fitness center; marina club with storage for more than 400 boats, fuel and service, a ship's store and restaurant; wine club; Audubon International Cooperative Sanctuary for demonstrated excellence in environmental planning, wildlife-habitat management, resource conservation, waste management, and outreach and education. Four additional high-rises are in development. |
| Bridlegate Ranch :: Bandera, Texas :: View Details | |
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Bridlegate is conveniently located near the bustling community of Bandera yet poised amidst the Hill Country's scenic beauty along the gentle Medina River, Bridlegate features nearly 4 miles of Medina River frontage, 2 to 5 Acre homesites with premier riverfront homesites available, tremendous Hill Country views, majestic Live Oaks, quality covenants to protect the integrity of the land, clubhouse with pool, tennis court, fitness center, guest suites, equestrian facilities with riding trails and a private property owners' park on the river for tubing, fishing, and relaxing. Buyers can purchase now and build when ready as well as choose their own custom builder. Bridlegate is being developed by Southerland Communities, a premier developer of Hill Country acreage communities. |
| Brookfield Homes Hawaii :: Honolulu, HI :: View Details | |
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Brookfield Homes Hawai'i offers three exclusive resort communities on two of the Hawaiian islands; each of them are adjacent to gorgeous beaches, championship golf courses, tennis clubs, fine dining, and rejuvenating spas. Our communities also offer their own luxurious recreation villages designed for outdoor gatherings, swimming, and fitness. On the Island of Kaua'i we offer you Nihilani at Princeville and PiliMai at Po'ipu, resorts of unparalleled natural beauty. On the Big Island we offer you KaMilo at Mauna Lani, one of the most renowned resorts in the world. These three resort communities define what it means to feel at home in Hawai'i. |
| Chinquapin :: Cashiers, North Carolina :: View Details | |
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Nestled contentedly in a rolling expanse of the Cashiers area of the Blue Ridge Mountains, there exists a place where home settings and amenities emerge naturally from the land-as if they always have been. It's a place surrounded by pristine national wilderness, so you know it always will be. It's a place where new beginnings and new discoveries spring naturally from every moment out of the spectacular beauty that is Chinquapin. |
| Citrus Square :: Sarasota, FL :: View Details | |
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A new concept on in-town living is coming to a neighborhood set apart by a new pedestrian-friendly, tree-lined streetscape with quaint open square and distinctive lampposts. Great city location on Orange Avenue just three blocks to Main Street. Walk to your favorite downtown Sarasota restaurants, shopping, and cultural arts. |
| Cliffs Communities :: Asheville,NC and upstate SC, North and South Carolina :: View Details | |
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Named CNBC's 2007 World's Best International Development, The Cliffs Communities include eight private, residential mountain-lake communities located between Asheville, North Carolina and Greenville, South Carolina, bordered by hundreds of thousands of acres of protected forests, crystal lakes, streams, and waterfalls. Members enjoy eight championship golf courses, spectacular clubhouses, restaurants, wellness centers and spa facilities. Plus, access to The Cliffs international vacation properties in British Columbia, Chile and the Bahamas. |
| Copper Ridge :: New Braunfels, Texas :: View Details | |
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Located just five miles west of New Braunfels on Highway 46 in the New Braunefels school district, Copper Ridge is a distinctive acreage community with homesites available on a ridgeline that offer spectacular long distance views with level building sites as well as homesites with large trees and open meadows. This community of 1+ acre tracts will also be secured with a gated and guarded entrance and will have curbed streets, high quality covenants and a homeowners' park with resort-style pool, pavilion, sports courts and walking trails. Buyers can purchase now and build when ready as well as choose their own custom builder or use one of Copper Ridge's designated showcase builders. Copper Ridge is being developed by Southerland Communities, a premier developer of Hill Country acreage communities. |
| Cristal Beach Resort :: Cabrera, Dominican Republic :: View Details | |
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Cristal Beach is a luxury residential condo resort on the North Coast of the Dominican Republic with the utmost attention to natural beauty and detail. We offer 2 and 3 bedroom units with the highest finishes along with all ocean views, direct beach access, resort style pool, jacuzzi and many more amenities for you and your guests. |
| Firefly Cove At Lake Lure :: Lake Lure, NC :: View Details | |
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Set within the natural beauty of Lake Lure and the surrounding grandeur of Chimney Rock State Park, Firefly Cove, with its rich historical past, offers its residents an unparalleled waterfront and mountain lifestyle. Residents will enjoy the Village Commons area which includes the Community Lodge with Billiards and Fireplace Gathering Lounge, Heated Swimming Pool and Outdoor Amphitheater. Also, all residents have direct lake access and may enjoy the Boathouse, Canoe and Kayak Area and Lakeside Docks for fishing, swimming or boating. |
| Florida Lifestyle Homes :: Fort Myers, FL :: View Details | |
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Florida Lifestyle Homes can provide one-stop shopping for your custom home in the most prestigious areas of Southwest Florida. We have used our financial strength and experience to inventory a substantial portfolio of spectacular home sites in Lee County's luxury home communities of Cape Harbour, Renaissance, Verandah, as well as, Collier County in Quail West, a Ginn Club community. If you are already an owner of a home site or if you have a home site in mind that is not in our inventory, we would be happy to build your dream home where ever you choose. We are proud to have been selected as a preferred builder in the most exclusive waterfront and golfing communities in Southwest Florida. |
| Hacienda :: Placida, Florida :: View Details | |
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Located between the tranquility of the sunrise over Charlotte Harbor and the fiery sunset on the Gulf of Mexico is a magical stretch of Florida's Intracoastal Waterway. Here lies Hacienda, the perfect Waterfront community Nestled among the oldest and most unique tropical destinations on Florida's Gulf Coast. |
| Hampton Lake :: Bluffton, South Carolina :: View Details | |
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Located in Bluffton, South Carolina, Hampton Lake is true lakefront living located minutes from Hilton Head Island, Beaufort and Savannah. The 165-acre freshwater lake with fifteen miles of shoreline, is surrounded by a 340 acre nature preserve, offering a total of over 500 acres of open space in this community of just over 900 acres. Lakeside Amenity Village was recently honored with the "Best Community in America" Award by The National Association of Homebuilders and Professional Builder Magazine. |
| Hermosa del Mar :: Playa Hermosa, :: View Details | |
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Located in Guanacaste, Costa Rica, and only 20 minutes away from Daniel Oduber International Airport in Liberia, Hermosa del Mar is nestled along the sparkling sands of Playa Hermosa with crystal clear waters flowing across the exotic tropical scenery...soothing ocean breezes await you in what will without a doubt become your private refuge. |
| Hidden Harbor :: Fort Myers, FL :: View Details | |
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Unprecedented, Unparalleled, Unbelievable...All these words have been used to describe Hidden Harbor. Yet there are no words that fully do justice to the beauty, serenity and uniqueness of this one-of-a-kind residential community, conveniently located midway between Fort Myers and Naples. Come, experience Hidden Harbor's Unspeakable perfection yourself |
| Jade Condo Hotel Residences & Beach Club :: Manuel Antonio, :: View Details | |
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From its stunning perch overlooking the best of Manuel Antonio, Jade Resort Residences & Beach Club will become your personal connection to "Paradise on the Pacific". Jade (Wyndham) Condo Hotel Residences and Beach Club features 190 spectacular designer suites and a private beach club that rivals everything else in Costa Rica. |
| KaMilo at Mauna Lani :: Kohala Coast, HI :: View Details | |
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KaMilo at Mauna Lani a luxurious resort lifestyle with open spaces, outdoor living, awe-inspiring landscapes, and a true sense of community. Located within the world famous Mauna Lani Resort on the sun drenched Kohala Coast of the Big Island, Brookfield Homes Hawai′i is proud to offer KaMilo, a private, gated enclave containing a mix of single-family and paired homes ranging in size from 2,599 to 3,781 square feet. Our residences are configured with 2-4 bedrooms and up to 4.5 baths and all with 2-car garages. |
| Laguna at Riviera Dunes :: Palmetto, FL :: View Details | |
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Laguna at Riviera Dunes, situated directly on the beautiful Manatee River, offers a laid-back escape from downtown condominium living at an extraordinary price. Begin and end your day with breath-taking views of the Manatee River or the magnificent Riviera Dunes Yacht Basin. Enjoy relaxing by the pool and private clubhouse. And while you'll savor the casual Florida lifestyle, a short drive places you in the midst of fine dining, exquisite shopping and exciting cultural activities, making Laguna at Riviera Dunes the perfect seasonal or year round home. |
| Lely Resort :: Naples, FL :: View Details | |
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A close-to-everything Naples location, three championship golf courses and a cosmopolitan atmosphere amid lush natural surroundings has made Lely Resort one of the most sought after addresses in Naples. Lely Resort offers 13 spectacular unique neighborhoods. |
| LifeSmart Homes at Hampton Lake :: Bluffton, South Carolina :: View Details | |
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Introducing the Cottage Imagination Collection, the first single family homes in the LifeSmart Series, starting at $315,000. These efficiently designed, simpler, more environmentally conscious homes actually live larger while creating financial freedom by reducing living costs. You'll enjoy all the award-winning - newly completed - amenities offered at Hampton Lake, only now at prices nearly half of what you're used to seeing. |
| Mercato :: Naples, FL :: View Details | |
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Mercato is a main street community located on 53 acres designed to provide ultra-convenient, pedestrian friendly environment to those who reside there as well as the Naples community. Consisting of 92 units of residential over retail The Strada is reinventing urban living. 300,000 square feet of retail and boutiques space including a 50,000 square foot Whole Foods Market; renowned restaurants including Capital Grille; luxurious multiplex movie theatre and just minutes from the Gulf of Mexico. |
| Naples | 701 :: Naples, FL :: View Details | |
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Naples | 701 has a distinct tucked-away feeling that hits as soon as you enter the property. Every square foot of space is engineered for optimum use - from closet room to kitchen appliance placement, with sleek fixtures and bright spaces. It's everything you need, and nothing you don't. |
| Nihilani at Princeville Resort :: Princeville, HI :: View Details | |
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Find your home on Kaua'i's majestic North Shore, in this rare opportunity to live in highly acclaimed Princeville Resort. Nihilani comprises 100 thoughtfully crafted homes with golf course and Bali Hai views on this magnificent bluff between the mountains and the sea. These award-winning townhomes are beautifully designed in the plantation style to reflect indoor-outdoor living, while featuring current home innovations. Enjoy spacious lanais, two-car garages and a private outdoor recreation center situated within beautifully landscaped gardens. |
| Oasis :: Fort Myers, FL :: View Details | |
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At The Related Group we believe that the Oasis experience is made of moments. As your private luxury resort, Oasis is designed to capture those moments. Brilliantly placed on 17 acres of tropical paradise overlooking the Caloosahatchee River and surrounded by intriguing landscapes and breathtaking waterscapes, Oasis offers an unparalleled experience in luxury Gulf Coast Living. Whether taking a dip in your beach-entry swimming pool, boating on the Gulf of Mexico or calling the valet to bring your car for an evening of dining and theatre, each moment at Oasis will be filled with luxury touches and special experiences. |
| Ocean Springs Place :: Biloxi, Mississippi :: View Details | |
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Located in the #1 Emerging Market in the United States and eleigeible for GO Zone bonus depreciation benefits. A turn key operation for investors including property managment, forgiveable loans ( up to $73,000 )administered by SRAP through HUD. Our Ocean Springs development is sitting on 260 acres that is owned and designed by a local Ocean Springs developer and resident. The development is built with the end user in mind. Of the 779 total lots available, only 330 will be available to investors. 218 of which are luxury duplexes and 112 are brick single family homes with various floor plans and designs. |
| Pacifico :: Playas del Coco, Guanacaste :: View Details | |
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Pacifico. A reflection of all the good life has to offer. A place for the adventurer and the romantic. Well-planned for practical living with an exotic flair. A new place but not unfamiliar. Fresh ideas and possibilities surrounded comfort and quality. Careful consideration of the environment, the natural surroundings, the village neighbors and the sea ensure a harmonious existence will all that makes this place such a special place to live. Pacifico is a place to be discovered. Its amenities to be experienced. Its essence unable to be captured in words or in art. It's not natural. It's supernatural. |
| Paseo :: Fort Myers, FL :: View Details | |
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Paseo. The way to say "journey". Our way of saying a wonderful place to live. Stock Development presents an exciting new Ft. Myers community designed with a blend of inspired residences, all a stroll away from the Paseo Village Center. With plenty of places and spaces for family and friends to meet and celebrate life. Priced to move you! |
| Perrone Construction:: Sarasota, FL :: View Details | |
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As Sarasota's premier builder of luxury waterfront residences since 1980, Perrone Construction's reputation for unparalleled excellence is widely acknowledged throughout the community. Our dedication to quality and our commitment to our client remain as strong today as ever. Repeat clients and referrals from former clients account for a good deal of our business, and to our company, this is the highest compliment that we could receive. |
| Pili Mai at Po'ipu:: Koloa, HI :: View Details | |
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Experience ocean, golf course or mountain views at Po'ipu's newest neighborhood. Nestled amidst the fairways and greens of Kiahuna Golf Club, PiliMai offers the comfort and casual luxury of plantation-style architecture coupled with state-of-the-art amenities and a convenient location. Choose from seven inviting floor plans designed to maximize views and privacy, with a private recreational village to include pools, spa, exercise center and gathering pavilion. Discover the experience of island living on Kaua'i's sunny South Shore. |
| Roco Ki:: Punta Cana, Dominican Republic :: View Details | |
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Set along the dramatic headlands and pearl white beaches of the Dominican Republic's fabled eastern shore is a world that offers rich culture, awe-inspiring scenery and a wealth of adventure. This is the place that will redefine luxury living for a new generation. Here is a world where the past is honored; the present is celebrated; the future is boldly envisioned. Welcome to Roco Ki. |
| Savannah Preserve At University Place:: University Park, FL :: View Details | |
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Touch remarkable quality, enjoy spectacular design. Come exclaim over upgrade upon upgrade - acres of granite in kitchens and baths, glass block garden showers, lanais with incredible views from these brand new carriage-style condominium homes. Come hear yourself say the unheard of. "Finally. Now this is worth it." Not to mention, "What a terrific University Park location." Situated near Lakewood Ranch and the new University Town Center Mall. |
| Shadow Lakes:: Wills Point, Texas :: View Details | |
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Shadow Lakes offers a relaxed country lifestyle just 35 minutes from Dallas. Shadow Lakes' offers choice 1-5 acre homesites on open meadows, in secluded woodlands, or private lakesides. Shadow Lakes was designed to preserve the peaceful, natural setting of the Texas countryside. An unobtrusive infrastructure of underground utilities, a central water supply, and sensible covenants will help preserve the country experience. The community features two stocked lakes, community pool with pavilion, sports fields and walking trails in a private 200 acre property owners' park. Buyers can purchase now and build when ready as well as choose their own custom builder or use one of Shadow Lakes's designated showcase builders. Shadow Lakes is being developed by Southerland Communities, a premier developer of acreage communities. |
| Summer Cove on Siesta:: Siesta Key, FL :: View Details | |
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Only Summer Cove on Siesta offers sophisticated, modern, island living on Siesta Key that's move-in ready with a 100% money-back guarantee. While most high-end island communities in the area are selling ideas and pictures, Summer Cove offers buyers the real thing. And by real thing, we mean gorgeous landscapes, luxurious interiors, private elevators, exceptional water views, and the finest in modern, upscale amenities from the low $1 millions. |
| Sunset Falls at Bald Creek:: Waynesville, North Carolina :: View Details | |
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A 300 acre gated community ideally located between Asheville and Waynesville, Western North Carolina. Greeters cottage, gated entrance, paved roads, and underground utilities are in place. Elevations from 3,200 feet to 4,300 feet. Long range mountains views, gentle topography. Lots from 1.3 acres to 4.55 acres. Hiking trails are complete, crystal clear steams, and a planned clubhouse with fitness center, swimming pool, outdoor pavilion & BBQ area. The first two homes are under construction at this time, both over 3,000 square feet. |
| Tarpon Point Marina:: Cape Coral, FL :: View Details | |
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Tarpon Point Marina is a resort-style community featuring five unique residential villages of single family estate homes, coach homes, and condominium towers. These distinct neighborhoods are sculpted within the community's waterways, preserves and canals, taking full advantage of its spectacular setting at the southern tip of Cape Coral where the waters of the Caloosahatchee River and Glovers Bight empty into San Carlos Bay and the Gulf o f Mexico beyond. The focal point is an existing deep water marina offering direct access to the Gulf of Mexico. Tarpon Point Marina also features The Resort at MarinaVillage Residents Club, a waterfront retail village with a 19 story luxury Residents Club, offering 1/12 fractional ownership and with resort and hotel services featuring waterfront restaurants, shopping, Esterra Spa and Salon. Daily boat shuttle to Fort Myers Beach, boat and Kayak rentals, charter fishing services, ship store and Harbor Master, Captains lounge. |
| TerraMont:: San Antonio, Texas :: View Details | |
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TerraMont is a hill country estate acreage community located in the vibrant and growing city of San Antonio. Poised on the ridgeline of the hills near La Cantera, most of TerraMont estates share a view of the spacious interior nature park and distant hills, while others have coveted views of the city skyline - especially dazzling at night. This is truly a unique opportunity to possess Hill Country property located within the city of San Antonio at great pre-development pricing. The community features a gated and guarded entrance, community pool with pavilion, sports courts and walking trails in a private property owners' park. Buyers can purchase now and build when ready as well as choose their own custom builder or use one of TerraMont's designated showcase builders. TerraMont is being developed by Southerland Communities, a premier developer of Hill Country acreage communities. |
| The Cove at Celo Mountain:: Burnsville, North Carolina :: View Details | |
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The Cove at Celo Mountain elevates the North Carolina mountain living experience to the peak of quality, beauty and enjoyment. Tucked in the spectacular Blue Ridge Mountains approximately 35 minutes from Asheville, NC this dynamic, engaging, boutique community of luxury home sites, lots, villas and cottages is a property that wholly reflects its exquisite natural landscape. Located near historic Burnsville in the heart of the Blue Ridge Mountains, The Cove at Celo Mountain offers a fully rewarding lifestyle and a grounded sense of community deeply rooted in regional values and traditions. Rediscover an America you thought was long gone; Discover a lifestyle where natural beauty meets simple elegance; Discover The Cove at Celo Mountain. Start making your "memories for a lifetime" today. |
| The Fairways at Savannah Quarters:: Pooler, GA :: View Details | |
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Epcon maintenance free , lock and leave community in Westbrook at Savannah Quarters. A private gated community on a Greg Norman signature golf course. Townhome's for active adults, young professionals, single again adults. |
| The Fitzgerald:: Asheville, NC :: View Details | |
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The Fitzgerald sits on storied grounds. A hallowed mountain setting that caught the eye of E.W. Grove nearly a century ago. This land became the inspiration and foundation for the legendary Grove Park Inn that still entices and charms visitors today as it has for generations. It is here, on this historic site, that The Fitzgerald living experience offers itself to a limited few fortunate enough to make this dream location their home. |
| The Ivy Naples Grande:: Naples, FL :: View Details | |
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For those who want Naples' exclusivity, championship golf and oceanfront elegance, there is The Ivy. Offering more than 3,000 square feet of living, the spacious homes feature the finest interior appointments and grand architectural details. While the private clubhouse provides the residents with the perfect place to meet and socialize with family and friends. |
| Vivante:: Punta Gorda, FL :: View Details | |
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Set in the heart of the tranquil coastal town of Punta Gorda, this luxury community features gorgeous condominium residences, a Grand Clubhouse, beautiful walking paths and magnificent views of Charlotte Harbor. |
| Western North Carolina Homes and Land:: Whittier, North Carolina :: View Details | |
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All our developments and lots have mountain views and or water views. One of our developments has direct river front lots. All lots have access to the Tuckasseeggee River via a 600' private recreational area. Our lots are the best around at great prices!! |
Saturday, September 26, 2009
Short Sales Spread across Real Estate Market, Leaving Frustration in Their Wake
RISMEDIA, September 26, 2009-(MCT)-A few years ago, few people in the housing market had ever heard of a short sale. Mention the term today and people, whether they are homeowners or real estate agents, just roll their eyes.The practice, which involves selling a property for less than the amount owed on the mortgage, has grown in popularity as an exit strategy for financially strapped homeowners because it doesn't ding a credit report as deeply as a foreclosure. But because the transactions have to be approved by first and second lien holders,
Friday, September 25, 2009
Another Terror Related Threat hits Dallas and other Cities
An extended period of relatively little news about domestic terrorist threats was shattered this week. A spate of arrests and reports of fearsome plots have Americans back on edge and struggling to make sense of the suspects and continuous headlines. Below, the recent developments:
-- Last week authorities raided several New York City properties in connection with the arrest of Najibullah Zazi, a legal immigrant from Afghanistan living in Denver who authorities said Friday is believed to have been plotting an attack on the New York City subway system on Sept. 11 similar to the 2004 attacks in Madrid. The AP reported that Zazi criss-crossed the globe hunting for materials to make hydrogen peroxide bombs for al-Qaida, enlisting associates equipped with stolen credit cards to help him purchase massive quantities of hydrogen peroxide, acetone (the main component in nail polish remover) and a component to make the compound called TATP, the main explosive used in the London terror bombings of 2005. Zazi, who operated a coffee cart in New York and drove an airport shuttle in Denver, continues to maintain that he is not a terrorist. He has been transferred to NYC to face charges.
-- On Thursday a Jordanian named Hosam Maher Husein Smadi, 19, was arrested in Dallas after he parked a car he believed to be loaded with explosives, but were in actuality fakes supplied to him by an undercover FBI operative, in front of a downtown Dallas skyscraper. Undercover Arabic-speaking agents first made contact with Smadi, who's been living illegally in a small Texas town north or Dallas, after they discovered him championing jihad against the U.S. on an extremist, anti-American website. The relationship between the undercover agents and Smadi culminated with the FBI supplying him with a 2001 Ford Explorer Sport Trac laden with what Smadi believed was an explosive device similar to the one used by Timothy McVeigh in the Oklahoma City bombing that could be detonated by cellphone. He was arrested immediately after trying to detonate the impotent explosives.
-- Michael Finton, who also goes by the name of Talib Islam, was arrested in Illinois on Wednesday for allegedly plotting to blow up a federal building, an act which led him to being charged with attempted murder of federal employees and attempting to detonate a weapon of mass destruction. Finton, who authorities say idolized American citizen turned Taliban soldier John Walker Lindh, visited Saudi Arabia in 2008 and returned wanting to take action against Israel. He mentioned his intentions to an undercover law enforcement source, who in turn introduced Finton to an undercover FBI agent, who then arranged to supply Finton with an explosives-laden vehicle, just as the FBI did in the Smadi case. On Wednesday, Finton parked the vehicle in front of a federal building in Springfield, Illinois and was arrested after he attempted to detonate the fake bomb with a cellphone.
-- Daniel Patrick Boyd and Hysen Sherifi, two men arrested last month in North Carolina and charged with plotting terrorist acts overseas, were indicted yesterday for conspiring to murder U.S. military personnel by bombing the Marine base in Quantico, Virginia. The official indictment against the two provided little information outside of accusing Boyd and Sherifi of obtaining maps of the base and spending considerable time monitoring its activity. Prosecutors say that Boyd, a U.S. citizen, spent time in terror camps located in Pakistan and Afghanistan and fought on the side of Afghanistan against the Soviets in the early 1990s. Sherifi, a native of Kosovo, is a legal U.S. citizen.
-- Two men seen recently taking an extensive number of photographs of the Philadelphia subway system have raised concerns for authorities. Thus far, neither man has been positively identified, though police are hoping to track them down to question them on "the nature or the reason for taking the photographs."
Case officials say the individual incidents do not appear to be linked. As for advice to a worried public, for now it's a return to familiar advice: Remain vigilant, says the Department of Homeland Security, and report any suspicious activity to the FBI via their internet tips line ( https://tips.fbi.gov/ ) or by calling 1-800-CALLFBI.
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Thursday, September 03, 2009
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