Thursday, November 26, 2009

Videos

Videos

Are you shopping on Black Friday ?

NOT ME - but I am going to do it all online and make money on my own purchases - you can too - Sign up to Blastoff - it's free !!

Hundreds of Retail stores online that PAY YOU $$$$$$ to shop here!

http://my.blastoffnetwork.com/viralvideo/223487891

http://www.robertjrussell.com

Robert J Russell, IRES, REALTOR, Broker

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Monday, November 23, 2009

Extended Tax Credit for HomeBuyers and Homeowners

The popular first-time homebuyer tax credit that was scheduled to end this month is being extended. President Obama signed a bill that extends the up to $8,000 tax credit for first-time homebuyers for seven months. An additional incentive for the housing industry is for homeowners. The $6,500 tax credit will benefit some existing homeowners who are also buyers and whose primary residence has been owned, used, sold, or being sold within at least five consecutive years of the previous eight years. The legislation is part of a bill that also extends unemployment benefits.

Bruce Walker, Director of Marketing, RealEstate.com Reportedly, the credit would be available for people earning up to $125,000 a year and couples making up to $225,000 per year. This is an increase from the current income limits of $75,000 and $150,000, respectively. The extension of the first-time homebuyer credit lasts through June of next year. Buyers must sign a contract by the end of April 2010.

The incentives come at a good time for the housing industry. "We're getting into a historically slow time of year. You have the holidays and folks just aren't in the market to buy a home. I think now, you're going see a little bit more interest and we may see some upticks through the end of the year that could carry some momentum into the first part of the year which is traditionally the heaviest homebuying season," says Walker.

He believes these incentives will not only cause more homes to sell but will also have an impact on related industries. "I think one of the areas that will get a secondary benefit is going to be the home improvement industry. When someone buys a home they will often put additional work into it to make it their own. They'll paint, put up wallpaper, and hang current rods. They may clean floors -- so that home improvement sector is going to see, I believe, a secondary lift as well," explains Walker. What this means to consumers? "When they see that home prices have dropped, there's going to be fear in the market and people are going to wait to see other people get involved -- get back into the market. So, as consumers are pushed off the fence with these incentives I think we will see a strengthening of the housing market as a direct result and people are going to get re-engaged," says Walker.

But some wonder are the incentives a risk that will cause homeowners to later default? "People have been skeptical of the economy for the last year or longer," says Walker.

Economists with the National Association of Realtors estimate that approximately 2 million people will take advantage of the tax credit this year.

http://www.robertjrussell.com

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Saturday, November 21, 2009

More Than 1 in 4 Homes for Sale in Price Reduction Report Have Seen Reduction

87506703 RISMEDIA, November 21, 2009-Trulia, Inc. has announced that 25.6% of homes currently on the market in the United States as of November 1, 2009 have experienced at least one price cut during the past 12 months. More than 40% of the top 50 major metros across the U.S. are experiencing price reduction levels above 30%, significantly higher than the national average. The average discount for price-reduced homes continues to hold steady at 10% off of the original listing price.

Sunday, November 15, 2009

The World's Top Developments by Robert J Russell

Alinari at Rosemary Place :: Sarasota, FL :: View Details
An eclectic enclave in the center of the arts, on the edge of the bay, in an unbeatable location, Sarasota is fast becoming one of the most desirable destinations on Florida's Gulf Coast. The appeal of this vibrant city and its intimate neighborhoods is hard to resist. In this artistic setting, nature provides the ultimate brushstroke, giving Alinari residents a private showing of brilliant emerald hues in the sparkling waters of Sarasota Bay and, from the top floors, the Gulf of Mexico.
Altura :: Asheville, North Carolina :: View Details
With a focus on Wellness and Environmental Sustainability, our 240 acre development is located just seven (7) minutes from Downtown Asheville, NC, offering Grand Estate Homes, Condos, Villas, and Cottages - 85% have views! Amenities such as a proposed spa hotel, 24 hour concierge service, "Pathways to Peace" nature trails, park, garden area, swimming pools, restaurants and retail all add to hip urban living in the Mountains of North Carolina.
Aqua :: Naples, FL :: View Details
With prices starting in the $2 Millions; Aqua, Naples' most elegant new address, offers a unique and private waterfront lifestyle for refined sensibilities, with amenities that include concierge services, a private yacht harbor with direct access and membership to Naples' most exclusive yacht club.
Ara Macao :: Placencia, Placencia Peninsula :: View Details
The Ara Macao Resort & Marina, a master planned, residential resort community and marina, is located on the Placencia Peninsula on the southern coast of Belize, a sunny region highly prized for its great weather, turquoise water and beautiful sand beaches. The community is being developed on a 600+ -acre waterfront estate containing approximately one mile of Belize beachfront real estate on the Caribbean Sea. Contact us today to learn more about this rare opportunity.
Barker Block :: Los Angeles, CA :: View Details
The Barker Block is a new living concept by The Kor Group, the creators behind some of the most contemporary and sought after hotels, destinations and designer residences. And now you can own this signature style in a home that showcases our obsession with design and detail, as well as our ability to create intriguing settings, social areas and gathering spaces. The Barker Block has been crafted to offer inspired homes and a true neighborhood living experience.
Bell Tower Park :: Fort Myers, FL :: View Details
Bell Tower Park is an Award winning private gated community located in the heart of south Fort Myers. Minutes from fine dining, shopping and other retail shops. A park like setting of stylish carriage and courtyard homes, surrounding lakes and nature preserves. Residents enjoy an array of amenities including a 2 resort pools, tiki bar, 6,000 sf clubhouse, fitness center, social area, tennis courts and sport court, play area and miles of shaded nature trails. Attention to detail, included features, and architecal attention to details make this an outstanding community.
Bleu Claire :: Longboat Key, FL :: View Details
Nestled along the pristine coastline of Longboat Key is a new level of exclusivity to define beachfront living, the taste of luxury, the reward for a lifetime of accomplishment: Your inspiration. Your dream. Your Bleu Claire. Designed to evoke the feeling of a retreat from the everyday, Bleu Claire on Longboat Key is inspired by the villas of the French Riviera. The community's understated elegance reflects the beauty of its natural surroundings and the enchanting views of the Gulf of Mexico.
Bonita Bay Highrises :: Naples, FL :: View Details
Three waterfront parks; 12 miles of biking and walking paths; 90 holes of golf; private beach park on the Gulf of Mexico; tennis and swim center; fitness center; marina club with storage for more than 400 boats, fuel and service, a ship's store and restaurant; wine club; Audubon International Cooperative Sanctuary for demonstrated excellence in environmental planning, wildlife-habitat management, resource conservation, waste management, and outreach and education. Four additional high-rises are in development.
Bridlegate Ranch :: Bandera, Texas :: View Details
Bridlegate is conveniently located near the bustling community of Bandera yet poised amidst the Hill Country's scenic beauty along the gentle Medina River, Bridlegate features nearly 4 miles of Medina River frontage, 2 to 5 Acre homesites with premier riverfront homesites available, tremendous Hill Country views, majestic Live Oaks, quality covenants to protect the integrity of the land, clubhouse with pool, tennis court, fitness center, guest suites, equestrian facilities with riding trails and a private property owners' park on the river for tubing, fishing, and relaxing. Buyers can purchase now and build when ready as well as choose their own custom builder. Bridlegate is being developed by Southerland Communities, a premier developer of Hill Country acreage communities.
Brookfield Homes Hawaii :: Honolulu, HI :: View Details
Brookfield Homes Hawai'i offers three exclusive resort communities on two of the Hawaiian islands; each of them are adjacent to gorgeous beaches, championship golf courses, tennis clubs, fine dining, and rejuvenating spas. Our communities also offer their own luxurious recreation villages designed for outdoor gatherings, swimming, and fitness. On the Island of Kaua'i we offer you Nihilani at Princeville and PiliMai at Po'ipu, resorts of unparalleled natural beauty. On the Big Island we offer you KaMilo at Mauna Lani, one of the most renowned resorts in the world. These three resort communities define what it means to feel at home in Hawai'i.
Chinquapin :: Cashiers, North Carolina :: View Details
Nestled contentedly in a rolling expanse of the Cashiers area of the Blue Ridge Mountains, there exists a place where home settings and amenities emerge naturally from the land-as if they always have been. It's a place surrounded by pristine national wilderness, so you know it always will be. It's a place where new beginnings and new discoveries spring naturally from every moment out of the spectacular beauty that is Chinquapin.
Citrus Square :: Sarasota, FL :: View Details
A new concept on in-town living is coming to a neighborhood set apart by a new pedestrian-friendly, tree-lined streetscape with quaint open square and distinctive lampposts. Great city location on Orange Avenue just three blocks to Main Street. Walk to your favorite downtown Sarasota restaurants, shopping, and cultural arts.
Cliffs Communities :: Asheville,NC and upstate SC, North and South Carolina :: View Details
Named CNBC's 2007 World's Best International Development, The Cliffs Communities include eight private, residential mountain-lake communities located between Asheville, North Carolina and Greenville, South Carolina, bordered by hundreds of thousands of acres of protected forests, crystal lakes, streams, and waterfalls. Members enjoy eight championship golf courses, spectacular clubhouses, restaurants, wellness centers and spa facilities. Plus, access to The Cliffs international vacation properties in British Columbia, Chile and the Bahamas.
Copper Ridge :: New Braunfels, Texas :: View Details
Located just five miles west of New Braunfels on Highway 46 in the New Braunefels school district, Copper Ridge is a distinctive acreage community with homesites available on a ridgeline that offer spectacular long distance views with level building sites as well as homesites with large trees and open meadows. This community of 1+ acre tracts will also be secured with a gated and guarded entrance and will have curbed streets, high quality covenants and a homeowners' park with resort-style pool, pavilion, sports courts and walking trails. Buyers can purchase now and build when ready as well as choose their own custom builder or use one of Copper Ridge's designated showcase builders. Copper Ridge is being developed by Southerland Communities, a premier developer of Hill Country acreage communities.
Cristal Beach Resort :: Cabrera, Dominican Republic :: View Details
Cristal Beach is a luxury residential condo resort on the North Coast of the Dominican Republic with the utmost attention to natural beauty and detail. We offer 2 and 3 bedroom units with the highest finishes along with all ocean views, direct beach access, resort style pool, jacuzzi and many more amenities for you and your guests.
Firefly Cove At Lake Lure :: Lake Lure, NC :: View Details
Set within the natural beauty of Lake Lure and the surrounding grandeur of Chimney Rock State Park, Firefly Cove, with its rich historical past, offers its residents an unparalleled waterfront and mountain lifestyle. Residents will enjoy the Village Commons area which includes the Community Lodge with Billiards and Fireplace Gathering Lounge, Heated Swimming Pool and Outdoor Amphitheater. Also, all residents have direct lake access and may enjoy the Boathouse, Canoe and Kayak Area and Lakeside Docks for fishing, swimming or boating.
Florida Lifestyle Homes :: Fort Myers, FL :: View Details
Florida Lifestyle Homes can provide one-stop shopping for your custom home in the most prestigious areas of Southwest Florida. We have used our financial strength and experience to inventory a substantial portfolio of spectacular home sites in Lee County's luxury home communities of Cape Harbour, Renaissance, Verandah, as well as, Collier County in Quail West, a Ginn Club community. If you are already an owner of a home site or if you have a home site in mind that is not in our inventory, we would be happy to build your dream home where ever you choose. We are proud to have been selected as a preferred builder in the most exclusive waterfront and golfing communities in Southwest Florida.
Hacienda :: Placida, Florida :: View Details
Located between the tranquility of the sunrise over Charlotte Harbor and the fiery sunset on the Gulf of Mexico is a magical stretch of Florida's Intracoastal Waterway. Here lies Hacienda, the perfect Waterfront community Nestled among the oldest and most unique tropical destinations on Florida's Gulf Coast.
Hampton Lake :: Bluffton, South Carolina :: View Details
Located in Bluffton, South Carolina, Hampton Lake is true lakefront living located minutes from Hilton Head Island, Beaufort and Savannah. The 165-acre freshwater lake with fifteen miles of shoreline, is surrounded by a 340 acre nature preserve, offering a total of over 500 acres of open space in this community of just over 900 acres. Lakeside Amenity Village was recently honored with the "Best Community in America" Award by The National Association of Homebuilders and Professional Builder Magazine.
Hermosa del Mar :: Playa Hermosa, :: View Details
Located in Guanacaste, Costa Rica, and only 20 minutes away from Daniel Oduber International Airport in Liberia, Hermosa del Mar is nestled along the sparkling sands of Playa Hermosa with crystal clear waters flowing across the exotic tropical scenery...soothing ocean breezes await you in what will without a doubt become your private refuge.
Hidden Harbor :: Fort Myers, FL :: View Details
Unprecedented, Unparalleled, Unbelievable...All these words have been used to describe Hidden Harbor. Yet there are no words that fully do justice to the beauty, serenity and uniqueness of this one-of-a-kind residential community, conveniently located midway between Fort Myers and Naples. Come, experience Hidden Harbor's Unspeakable perfection yourself
Jade Condo Hotel Residences & Beach Club :: Manuel Antonio, :: View Details
From its stunning perch overlooking the best of Manuel Antonio, Jade Resort Residences & Beach Club will become your personal connection to "Paradise on the Pacific". Jade (Wyndham) Condo Hotel Residences and Beach Club features 190 spectacular designer suites and a private beach club that rivals everything else in Costa Rica.
KaMilo at Mauna Lani :: Kohala Coast, HI :: View Details
KaMilo at Mauna Lani a luxurious resort lifestyle with open spaces, outdoor living, awe-inspiring landscapes, and a true sense of community. Located within the world famous Mauna Lani Resort on the sun drenched Kohala Coast of the Big Island, Brookfield Homes Hawai′i is proud to offer KaMilo, a private, gated enclave containing a mix of single-family and paired homes ranging in size from 2,599 to 3,781 square feet. Our residences are configured with 2-4 bedrooms and up to 4.5 baths and all with 2-car garages.
Laguna at Riviera Dunes :: Palmetto, FL :: View Details
Laguna at Riviera Dunes, situated directly on the beautiful Manatee River, offers a laid-back escape from downtown condominium living at an extraordinary price. Begin and end your day with breath-taking views of the Manatee River or the magnificent Riviera Dunes Yacht Basin. Enjoy relaxing by the pool and private clubhouse. And while you'll savor the casual Florida lifestyle, a short drive places you in the midst of fine dining, exquisite shopping and exciting cultural activities, making Laguna at Riviera Dunes the perfect seasonal or year round home.
Lely Resort :: Naples, FL :: View Details
A close-to-everything Naples location, three championship golf courses and a cosmopolitan atmosphere amid lush natural surroundings has made Lely Resort one of the most sought after addresses in Naples. Lely Resort offers 13 spectacular unique neighborhoods.
LifeSmart Homes at Hampton Lake :: Bluffton, South Carolina :: View Details
Introducing the Cottage Imagination Collection, the first single family homes in the LifeSmart Series, starting at $315,000. These efficiently designed, simpler, more environmentally conscious homes actually live larger while creating financial freedom by reducing living costs. You'll enjoy all the award-winning - newly completed - amenities offered at Hampton Lake, only now at prices nearly half of what you're used to seeing.
Mercato :: Naples, FL :: View Details
Mercato is a main street community located on 53 acres designed to provide ultra-convenient, pedestrian friendly environment to those who reside there as well as the Naples community. Consisting of 92 units of residential over retail The Strada is reinventing urban living. 300,000 square feet of retail and boutiques space including a 50,000 square foot Whole Foods Market; renowned restaurants including Capital Grille; luxurious multiplex movie theatre and just minutes from the Gulf of Mexico.
Naples | 701 :: Naples, FL :: View Details
Naples | 701 has a distinct tucked-away feeling that hits as soon as you enter the property. Every square foot of space is engineered for optimum use - from closet room to kitchen appliance placement, with sleek fixtures and bright spaces. It's everything you need, and nothing you don't.
Nihilani at Princeville Resort :: Princeville, HI :: View Details
Find your home on Kaua'i's majestic North Shore, in this rare opportunity to live in highly acclaimed Princeville Resort. Nihilani comprises 100 thoughtfully crafted homes with golf course and Bali Hai views on this magnificent bluff between the mountains and the sea. These award-winning townhomes are beautifully designed in the plantation style to reflect indoor-outdoor living, while featuring current home innovations. Enjoy spacious lanais, two-car garages and a private outdoor recreation center situated within beautifully landscaped gardens.
Oasis :: Fort Myers, FL :: View Details
At The Related Group we believe that the Oasis experience is made of moments. As your private luxury resort, Oasis is designed to capture those moments. Brilliantly placed on 17 acres of tropical paradise overlooking the Caloosahatchee River and surrounded by intriguing landscapes and breathtaking waterscapes, Oasis offers an unparalleled experience in luxury Gulf Coast Living. Whether taking a dip in your beach-entry swimming pool, boating on the Gulf of Mexico or calling the valet to bring your car for an evening of dining and theatre, each moment at Oasis will be filled with luxury touches and special experiences.
Ocean Springs Place :: Biloxi, Mississippi :: View Details
Located in the #1 Emerging Market in the United States and eleigeible for GO Zone bonus depreciation benefits. A turn key operation for investors including property managment, forgiveable loans ( up to $73,000 )administered by SRAP through HUD. Our Ocean Springs development is sitting on 260 acres that is owned and designed by a local Ocean Springs developer and resident. The development is built with the end user in mind. Of the 779 total lots available, only 330 will be available to investors. 218 of which are luxury duplexes and 112 are brick single family homes with various floor plans and designs.
Pacifico :: Playas del Coco, Guanacaste :: View Details
Pacifico. A reflection of all the good life has to offer. A place for the adventurer and the romantic. Well-planned for practical living with an exotic flair. A new place but not unfamiliar. Fresh ideas and possibilities surrounded comfort and quality. Careful consideration of the environment, the natural surroundings, the village neighbors and the sea ensure a harmonious existence will all that makes this place such a special place to live. Pacifico is a place to be discovered. Its amenities to be experienced. Its essence unable to be captured in words or in art. It's not natural. It's supernatural.
Paseo :: Fort Myers, FL :: View Details
Paseo. The way to say "journey". Our way of saying a wonderful place to live. Stock Development presents an exciting new Ft. Myers community designed with a blend of inspired residences, all a stroll away from the Paseo Village Center. With plenty of places and spaces for family and friends to meet and celebrate life. Priced to move you!
Perrone Construction:: Sarasota, FL :: View Details
As Sarasota's premier builder of luxury waterfront residences since 1980, Perrone Construction's reputation for unparalleled excellence is widely acknowledged throughout the community. Our dedication to quality and our commitment to our client remain as strong today as ever. Repeat clients and referrals from former clients account for a good deal of our business, and to our company, this is the highest compliment that we could receive.
Pili Mai at Po'ipu:: Koloa, HI :: View Details
Experience ocean, golf course or mountain views at Po'ipu's newest neighborhood. Nestled amidst the fairways and greens of Kiahuna Golf Club, PiliMai offers the comfort and casual luxury of plantation-style architecture coupled with state-of-the-art amenities and a convenient location. Choose from seven inviting floor plans designed to maximize views and privacy, with a private recreational village to include pools, spa, exercise center and gathering pavilion. Discover the experience of island living on Kaua'i's sunny South Shore.
Roco Ki:: Punta Cana, Dominican Republic :: View Details
Set along the dramatic headlands and pearl white beaches of the Dominican Republic's fabled eastern shore is a world that offers rich culture, awe-inspiring scenery and a wealth of adventure. This is the place that will redefine luxury living for a new generation. Here is a world where the past is honored; the present is celebrated; the future is boldly envisioned. Welcome to Roco Ki.
Savannah Preserve At University Place:: University Park, FL :: View Details
Touch remarkable quality, enjoy spectacular design. Come exclaim over upgrade upon upgrade - acres of granite in kitchens and baths, glass block garden showers, lanais with incredible views from these brand new carriage-style condominium homes. Come hear yourself say the unheard of. "Finally. Now this is worth it." Not to mention, "What a terrific University Park location." Situated near Lakewood Ranch and the new University Town Center Mall.
Shadow Lakes:: Wills Point, Texas :: View Details
Shadow Lakes offers a relaxed country lifestyle just 35 minutes from Dallas. Shadow Lakes' offers choice 1-5 acre homesites on open meadows, in secluded woodlands, or private lakesides. Shadow Lakes was designed to preserve the peaceful, natural setting of the Texas countryside. An unobtrusive infrastructure of underground utilities, a central water supply, and sensible covenants will help preserve the country experience. The community features two stocked lakes, community pool with pavilion, sports fields and walking trails in a private 200 acre property owners' park. Buyers can purchase now and build when ready as well as choose their own custom builder or use one of Shadow Lakes's designated showcase builders. Shadow Lakes is being developed by Southerland Communities, a premier developer of acreage communities.
Summer Cove on Siesta:: Siesta Key, FL :: View Details
Only Summer Cove on Siesta offers sophisticated, modern, island living on Siesta Key that's move-in ready with a 100% money-back guarantee. While most high-end island communities in the area are selling ideas and pictures, Summer Cove offers buyers the real thing. And by real thing, we mean gorgeous landscapes, luxurious interiors, private elevators, exceptional water views, and the finest in modern, upscale amenities from the low $1 millions.
Sunset Falls at Bald Creek:: Waynesville, North Carolina :: View Details
A 300 acre gated community ideally located between Asheville and Waynesville, Western North Carolina. Greeters cottage, gated entrance, paved roads, and underground utilities are in place. Elevations from 3,200 feet to 4,300 feet. Long range mountains views, gentle topography. Lots from 1.3 acres to 4.55 acres. Hiking trails are complete, crystal clear steams, and a planned clubhouse with fitness center, swimming pool, outdoor pavilion & BBQ area. The first two homes are under construction at this time, both over 3,000 square feet.
Tarpon Point Marina:: Cape Coral, FL :: View Details
Tarpon Point Marina is a resort-style community featuring five unique residential villages of single family estate homes, coach homes, and condominium towers. These distinct neighborhoods are sculpted within the community's waterways, preserves and canals, taking full advantage of its spectacular setting at the southern tip of Cape Coral where the waters of the Caloosahatchee River and Glovers Bight empty into San Carlos Bay and the Gulf o f Mexico beyond. The focal point is an existing deep water marina offering direct access to the Gulf of Mexico. Tarpon Point Marina also features The Resort at MarinaVillage Residents Club, a waterfront retail village with a 19 story luxury Residents Club, offering 1/12 fractional ownership and with resort and hotel services featuring waterfront restaurants, shopping, Esterra Spa and Salon. Daily boat shuttle to Fort Myers Beach, boat and Kayak rentals, charter fishing services, ship store and Harbor Master, Captains lounge.
TerraMont:: San Antonio, Texas :: View Details
TerraMont is a hill country estate acreage community located in the vibrant and growing city of San Antonio. Poised on the ridgeline of the hills near La Cantera, most of TerraMont estates share a view of the spacious interior nature park and distant hills, while others have coveted views of the city skyline - especially dazzling at night. This is truly a unique opportunity to possess Hill Country property located within the city of San Antonio at great pre-development pricing. The community features a gated and guarded entrance, community pool with pavilion, sports courts and walking trails in a private property owners' park. Buyers can purchase now and build when ready as well as choose their own custom builder or use one of TerraMont's designated showcase builders. TerraMont is being developed by Southerland Communities, a premier developer of Hill Country acreage communities.
The Cove at Celo Mountain:: Burnsville, North Carolina :: View Details
The Cove at Celo Mountain elevates the North Carolina mountain living experience to the peak of quality, beauty and enjoyment. Tucked in the spectacular Blue Ridge Mountains approximately 35 minutes from Asheville, NC this dynamic, engaging, boutique community of luxury home sites, lots, villas and cottages is a property that wholly reflects its exquisite natural landscape. Located near historic Burnsville in the heart of the Blue Ridge Mountains, The Cove at Celo Mountain offers a fully rewarding lifestyle and a grounded sense of community deeply rooted in regional values and traditions. Rediscover an America you thought was long gone; Discover a lifestyle where natural beauty meets simple elegance; Discover The Cove at Celo Mountain. Start making your "memories for a lifetime" today.
The Fairways at Savannah Quarters:: Pooler, GA :: View Details
Epcon maintenance free , lock and leave community in Westbrook at Savannah Quarters. A private gated community on a Greg Norman signature golf course. Townhome's for active adults, young professionals, single again adults.
The Fitzgerald:: Asheville, NC :: View Details
The Fitzgerald sits on storied grounds. A hallowed mountain setting that caught the eye of E.W. Grove nearly a century ago. This land became the inspiration and foundation for the legendary Grove Park Inn that still entices and charms visitors today as it has for generations. It is here, on this historic site, that The Fitzgerald living experience offers itself to a limited few fortunate enough to make this dream location their home.
The Ivy Naples Grande:: Naples, FL :: View Details
For those who want Naples' exclusivity, championship golf and oceanfront elegance, there is The Ivy. Offering more than 3,000 square feet of living, the spacious homes feature the finest interior appointments and grand architectural details. While the private clubhouse provides the residents with the perfect place to meet and socialize with family and friends.
Vivante:: Punta Gorda, FL :: View Details
Set in the heart of the tranquil coastal town of Punta Gorda, this luxury community features gorgeous condominium residences, a Grand Clubhouse, beautiful walking paths and magnificent views of Charlotte Harbor.
Western North Carolina Homes and Land:: Whittier, North Carolina :: View Details
All our developments and lots have mountain views and or water views. One of our developments has direct river front lots. All lots have access to the Tuckasseeggee River via a 600' private recreational area. Our lots are the best around at great prices!!


8 fat fighting foods

Combat fat! Your allies in battling bulge? Foods that do the work for you. These edibles have proven lipid-melting powers that help you slim. That's a win.

By Veronica Byrd

Almonds Almond joy! Dieters who ate 3 ounces of these nuts every day reduced their weight and body-mass index by a solid 18 percent compared with an 11 percent drop in the no-nut group, a study in the International Journal of Obesity found. Almonds are high in alpha-linolenic acid, which can speed the metabolism of fats. Stick to 12 per serving.

Berries Vitamin C-loaded fruit such as strawberries and raspberries can help you sizzle up to 30 percent more fat during exercise, suggests research from Arizona State University at Mesa. Blend a vinaigrette of 1 cup berries and ¼ cup balsamic vinegar.

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Cinnamon
This spice could make your waistline nice. Sprinkling ¼ teaspoon on your food may prevent a postmeal insulin spike-this increase normally occurs after you eat and "signals the body that it should store fat rather than burn it," explains Lauren Slayton, R.D., of New York City. Add a dash to your oatmeal, yogurt or coffee.

Mustard Hello, yellow. The spice that gives mustard its color, turmeric, may slow the growth of fat tissues, a study in the journal Endocrinology notes. Eighty-six mayo in favor of any mustard; sprinkle turmeric on cauliflower and roast for a tangy side.

Oranges Prevent pound creep with this citrus star: It contains fat-torching compounds called flavones. Women who ate the most flavones had a significantly lower increase in body fat over a 14-year period, a study in the American Journal of Clinical Nutrition finds. Snack on slices or drink freshly squeezed OJ (with pulp!) for the biggest payback.

Soybeans These green gems are rich in choline, a compound that blocks fat absorption and breaks down fatty deposits. Add ½ cup edamame to a salad.

Sweet potatoes
Trade up to sweet taters. They're high in fiber, which means no drastic insulin jumps and thus less fat packed onto your hips. Bake a small sweet potato-think of two bars of soap as a portion size-and top with a dollop of lowfat or nonfat cottage cheese.

Swiss cheese Holy cow: "Calcium-rich foods reduce fat-producing enzymes and increase fat breakdown," says Michael B. Zemel, Ph.D., director of the Nutrition Institute at the University of Tennessee at Knoxville. Put toe to toe with some of its cheesy counterparts, Swiss is a heavy hitter in the calcium department; layer a slice on a lunchtime sandwich, or stack some on high-fiber crackers.

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Friday, November 13, 2009

Are you avoiding the detours on the road to success ?

RISMEDIA, November 10, 2009-Here at Buffini & Company we've coached over 50,000 people in a one-on-one capacity, and have dedicated ourselves to studying, researching and supporting people through the growth process. One thing I've noticed recently is that people are taking a step back and beginning to examine some of the practices they employ in their business.

When the market is flying high and sticking a sign in the yard brings in multiple offers it can be easy to think you're doing better than you necessarily are. The harsh reality is, however, a tougher market always exposes the real truth behind how you're actually doing. And some of us have gotten off track. Below, I detail "The Five Detours on the Road to Success."

1. Lack of Accountability

Every human being does better with accountability because we truly cannot see our own shortcomings; outside perspective is the best way to gain clarity on our patterns.

2. Loss of Motivation

Motivation, by its very nature, is designed to dissipate so we need to seek it out continually. As my friend and mentor, Zig Ziglar, says: "Motivation is like bathing. You have to do it on a daily basis!"

3. In Need of Direction

Once you get things moving and gain some momentum you actually need more direction than you did when you were just starting out. This is borne out by countless people who work their whole life and have nothing to show for it.

4. Isolation

All you have to do is watch the "Animal Planet" documentary on predators in the wild to know how detrimental isolation can be: Predators never attack the pack; they always look for the isolated, hurt, wounded, and lost, the ones who've stopped moving forward. Self-employed people are more predisposed to this isolation than anyone else.

5. Drift

While "isolation" is a predator, "drift" is a killer; it's the "silent assassin" because we don't know how far and how fast we've drifted until something catastrophic happens.

As you can see, the "Five Detours" are things we all face and it can be easy to get off track in both business and our personal lives. But let's examine the solution side of things. If there are detours, then rest assured there are also rules of the road to get you back on track.

Stay on Track with These Rules of the Road

1. Stay Accountable

While it may not be natural to seek out accountability, let's just have a look at what happens in its absence. Tiger Woods - the greatest golfer in the world - recently missed the cut at the British Open. Just so happens it was the first time in five years he didn't bring his coach to a tournament.

2. Brainstorm and Network with Others

We humans do much better when we mastermind together, which is why we facilitate networking at our events, as well as in our Coaching programs and Small Groups. Surround yourself with positive, resourceful, successful people, because they'll lift you up rather than drag you down.

3. Plan Daily Doses of Motivation

Just think of your daily motivation like an essential vitamin, with nothing but positive, good-for-you side effects. Plan daily doses by listening to affirming CDs in your car or by reading good books - just a few lines here or there will go a long way.

4. Follow the System

You know you're in need of direction - everybody is. And we've developed a system that works. Now, I know that few people ever follow the system 100%, but what if that means you're missing out on a 30% jump in your income?! Would that be worth increasing your commitment to the lead-generation activities by just 10%? The Referral Systems work; but only if you do!

5. Work with a Coach

A Coach has the expertise, tools and strategies to help you get your business cranking. That accountability and direction will help you avoid drift - the deadly killer.

This much I do know…there's a reason our Coaching Members averaged $192,000 in income in one of the worst markets we've seen…

The fact that you're still in business means you have weathered the storm and, as I've said before, a recession is a terrible thing to waste. Follow the rules of the road and you'll be launching a great new year.

For more information: Visit http://www.robertjrussell.com

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Monday, November 09, 2009

Obama Signs Homebuyer Tax Credit Extension

RISMEDIA, -President Barack Obama has approved the first-time homebuyer tax credit extension which will extend the tax credit until April 30, 2010.

The extension is part of a $24 billion economic stimulus bill that will extend the $8,000 tax credit for homebuyers who are purchasing their first home from the current November 30 deadline and expands the program to offer a credit of $6,500 to homeowners who have lived in their current home for at least five years and are seeking to relocate.

The following details apply to the homebuyer tax credit expansion:

Who is Eligible
-First-time homebuyers, who are defined by the law as buyers who have not owned a principal residence during the three-year period prior to the purchase, may be eligible for up to an $8,000 tax credit.
-Existing homeowners who have been residing in their principal residence for five consecutive years out of the last eight and are purchasing a home to be their principal residence ("repeat buyer"), may be eligible for up to a $6,500 tax credit.
-All U.S. citizens who file taxes are eligible to participate in the program.

Income Limits
Homebuyers who file as single or head-of-household taxpayers can claim the full credit ($8,000 for first-time buyers and $6,500 for repeat buyers) if their modified adjusted gross income (MAGI) is less than $125,000.
-For married couples filing a joint return, the combined income limit is $225,000.
-Single or head-of-household taxpayers who earn between $125,000 and $145,000, and married couples who earn between $225,000 and $245,000 are eligible to receive a partial credit.
-The credit is not available for single taxpayers whose MAGI is greater than $145,000 and married couples with a MAGI that exceeds $245,000.

Effective Dates
-The eligibility period for the tax credit is for homes purchased after Nov. 6, 2009, and before May 1, 2010. However, home purchases subject to a binding sales contract signed by April 30, 2010, will qualify for the tax credit provided closing occurs prior to July 1, 2010.

Types of Homes that Qualify
-All homes with a purchase price of less than $800,000 qualify, including newly-constructed or resale, and single-family detached, townhomes or condominiums, provided that the home will be used as their principal residence. Vacation home and rental property purchases do NOT qualify.

Tax Credit is Refundable
-A refundable credit means that if the amount of income taxes you owe is less than the credit amount you qualify for, the government will send you a check for the difference.

-For example:
-A first-time buyer who qualifies for the full $8,000 credit who owes $5,000 in federal income taxes would pay nothing to the IRS and receive a $3,000 payment from the government. If you are due to receive a $1,000 refund, you would receive $9,000 ($1,000 plus the $8,000 first-time homebuyer tax credit).
-A repeat buyer who owes $5,000 would pay nothing to the IRS and receive $1,500 back from the government. If you are due to get a $1,000 refund, you would get $7,500 ($1,000 plus the $6,500 repeat buyer tax credit).
-All qualified homebuyers can take the tax credit on their 2009 or 2010 income tax return.

Payback Provisions
The tax credit is a true credit. It does not have to be repaid unless the home owner sells or stops using the home as their principal residence within three years after the purchase.

The www.federalhousingtaxcredit.com site is being updated. Check the site next week for more detailed information on the new tax credit.